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Equipment Finance Agreements (EFA’s) are an excellent way to finance your equipment purchases. EFA’s can provide many of the advantages of leasing, without the issue of end of lease options.
In an Equipment finance agreement, ownership of the equipment is always in your name. The equipment is used as collateral for the loan and a UCC is filed to secure the lenders collateral. Like a lease, EFA’s can be executed with very little money down. Some of the advantages of EFA’s are as follows: