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Equipment Finance Agreements (EFAs) are an excellent way to finance your equipment purchases. EFAs can provide many of the advantages of leasing, without the issue of end-of-lease options.
In an Equipment Finance Agreement, ownership of the equipment is always in your name. The equipment is used as collateral for the loan and a UCC is filed to secure the lenders collateral. Like a lease, EFAs can be executed with very little money down. Some of the advantages of EFAs are as follows: