Skip to content

Restaurant Equipment Financing

Finance restaurant equipment, buildouts and upgrades with flexible solutions for restaurants and foodservice businesses.

 

Finance Restaurant Equipment for Your Business

Get the equipment you need to open, upgrade or grow your restaurant. Finance new or used restaurant equipment from $5,000 to $10 million, including commercial kitchen equipment, refrigeration, POS systems, furniture and more.

 
People discussing business around an office table

Built for Vendors Serving the Culinary Industry

Financing for Restaurants and Foodservice Businesses

Whether you are opening a new location, replacing equipment, remodeling or expanding, Centra offers flexible financing solutions for restaurant equipment and eligible project costs.

Restaurant Equipment We Finance

Finance a wide range of restaurant equipment and eligible project costs, from individual replacements to complete kitchen buildouts.

 
Pizzas cooking in a commercial oven

Commercial Kitchen Equipment

Kegs stored in a walk-in refrigeration room

Refrigeration & Large Appliances

Restaurant server using a handheld point-of-sale device beside diners

POS Systems & Technology

Restaurant dining room with booths and tables

Furniture, Fixtures & Buildouts

Workers building a restaurant patio extension

Installation, Labor & Soft Costs

Worker opening a restaurant door

Other Eligible Project Costs

How Restaurant Equipment Financing Works

Restaurant equipment financing lets you spread the cost of equipment and eligible project expenses over time, helping you preserve cash for payroll, inventory and day-to-day operations.

 

Apply Online

Tell us about your business and financing needs.

 

Review Your Options

Our team reviews your request and available financing options.

 

Choose Your Terms

Select the financing structure that works for your business.

 

Get Your Equipment

Finalize financing and move forward with your purchase.

 

Restaurant Buildout & Remodel Financing

Restaurant projects often involve more than one piece of equipment. Centra can structure financing around eligible equipment and related project costs for new locations, remodels, replacements and expansions.

 
Contractors installing a counter during a restaurant renovation

Sell Restaurant Equipment?

Give your customers flexible financing options through Centra's vendor financing program and provide another way to move purchases forward.