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Construction Equipment Financing

Finance new or used construction equipment from $5,000 to $10 million with flexible solutions built around your business.

 

Finance Construction Equipment for Your Business

Get the equipment you need to take on more work and keep projects moving. Finance new or used construction equipment from $5,000 to $10 million, including excavators, loaders, dozers, skid steers, cranes, trucks and more.

 
Construction worker and woman shaking hands at a construction site

Financing for Contractors and Construction Companies

Flexible construction equipment financing can help businesses acquire the machinery they need without tying up cash that may be needed for payroll, materials, fuel and other operating expenses.

Construction Equipment We Finance

Finance a wide range of new and used construction equipment, from individual machines and attachments to larger fleet purchases.

 
Excavator and wheel loader at a construction site at sunset

Excavators & Loaders

Bulldozer at a construction site

Bulldozers & Skid Steers

Workers on a scissor lift inside an industrial building

Cranes & Lifting Equipment

Dump truck at a construction site

Dump Trucks & Trailers

Excavator buckets and attachments in an equipment yard

Attachments & Specialized Tools

Person browsing equipment listings on a tablet in a machinery yard

Used Construction Equipment

How Construction Equipment Financing Works

Construction equipment financing helps you acquire the machinery your business needs while spreading the cost over time and keeping more cash available for day-to-day operations.

 

Apply Online

Tell us about your business and the equipment you want to finance.

 

Review Your Options​

Our team reviews your request and available financing options.

 

Choose Your Terms

Select the financing structure that works for your equipment purchase and business.

 

Get Your Equipment

Once approved and funded, move forward with your equipment purchase.

 

New and Used Construction Equipment Financing

Whether you’re replacing an aging machine, expanding your fleet or purchasing equipment for a new project, financing can help spread the cost over time while keeping cash available for your business.

Centra finances both new and used construction equipment, giving contractors flexibility to purchase the equipment that makes sense for the job and their budget.

 
Two men reviewing blueprints on a truck hood at a construction site

Sell Construction Equipment?

Give your customers flexible financing options and your sales team another way to close more deals.