Construction Equipment Financing
Finance new or used construction equipment from $5,000 to $10 million with flexible solutions built around your business.
Finance Construction Equipment for Your Business
Get the equipment you need to take on more work and keep projects moving. Finance new or used construction equipment from $5,000 to $10 million, including excavators, loaders, dozers, skid steers, cranes, trucks and more.
Financing for Contractors and Construction Companies
Flexible construction equipment financing can help businesses acquire the machinery they need without tying up cash that may be needed for payroll, materials, fuel and other operating expenses.
- General contractors
- Excavation and site work companies
- Landscaping and land clearing companies
- Utility and infrastructure contractors
- Specialty construction businesses



Construction Equipment We Finance
Finance a wide range of new and used construction equipment, from individual machines and attachments to larger fleet purchases.
Excavators & Loaders
Bulldozers & Skid Steers
Cranes & Lifting Equipment
Dump Trucks & Trailers
Attachments & Specialized Tools
Used Construction Equipment
How Construction Equipment Financing Works
Construction equipment financing helps you acquire the machinery your business needs while spreading the cost over time and keeping more cash available for day-to-day operations.
- Finance new or used construction equipment
- Choose terms that fit your business and budget
- Preserve cash for payroll, materials, fuel and other expenses
- Add or replace equipment as your business grows
Apply Online
Tell us about your business and the equipment you want to finance.
Review Your Options
Our team reviews your request and available financing options.
Choose Your Terms
Select the financing structure that works for your equipment purchase and business.
Get Your Equipment
Once approved and funded, move forward with your equipment purchase.
New and Used Construction Equipment Financing
Whether you’re replacing an aging machine, expanding your fleet or purchasing equipment for a new project, financing can help spread the cost over time while keeping cash available for your business.
Centra finances both new and used construction equipment, giving contractors flexibility to purchase the equipment that makes sense for the job and their budget.