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Franchise Financing Built for Growth

Flexible financing for new locations, remodels, upgrades, equipment, and multi-unit expansion.

Centra has been helping franchise operators access capital since 2006. With deep roots in franchise finance, we understand what it takes to open new locations, remodel, upgrade, and grow across multiple units.

 

Financing Built for Franchise Growth

Opening, remodeling, or expanding a franchise requires significant investment. Centra provides flexible financing solutions designed to help franchise operators keep growth plans moving without putting unnecessary pressure on working capital.

From new locations and remodels to equipment, technology, upgrades, and other eligible project costs, we help finance the investments needed to open, improve, and expand your business.

 
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Built for Franchise Brands, Vendors, and Operators

Built for businesses across the franchise ecosystem, from brands and multi-unit operators to the vendors and suppliers that support them.

What You Can Finance

Franchise financing can support a wide range of business investments, from individual equipment purchases to full store buildouts and multi-location expansion projects.

 
 
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Franchise Equipment

Illuminated restaurant sign above a storefront

Furniture, Fixtures & Signage

Commercial kitchen with stainless steel cooking equipment

Commercial Kitchen Equipment

Touchscreen point-of-sale system and card reader on a cafe counter

POS Systems & Business Technology

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Eligible Equipment & Related Costs

Commercial interior undergoing renovation

Equipment for Remodels & New Locations

Cafe drive-through with a vehicle at the service window

Drive-thru and operational improvements

Interior renovation with construction plans and a measuring tape

Installation, labor, and bundled project costs

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Multi-location expansion projects

Why Franchise Financing Matters

Franchise expansion comes with significant upfront costs. Financing can help operators open new locations, complete remodels, upgrade existing locations, and invest in growth while preserving working capital for day-to-day operations.

Plan Your Project

Identify the financing needs for your location, remodel, expansion, or upgrade.

 

Complete an Application

Submit a simple financing application.

 

Receive a Credit Decision

Get a decision so you can keep moving forward.

 

Move Your Project Forward

Finalize financing and put your growth plans into action.

 

Financing That Supports Franchise Expansion

Franchise growth rarely happens one purchase at a time. New locations, remodels, equipment upgrades, and technology investments can create significant capital needs across multiple projects.

Centra provides flexible equipment financing that can help franchise operators preserve working capital and keep growth plans moving forward.

 
Pizza restaurant exterior at dusk

Ready to Grow Your Franchise?

Get the financing you need for a new location, remodel, equipment, technology, or expansion while preserving working capital for your business.