Franchise Financing Built for Growth
Flexible financing for new locations, remodels, upgrades, equipment, and multi-unit expansion.
Centra has been helping franchise operators access capital since 2006. With deep roots in franchise finance, we understand what it takes to open new locations, remodel, upgrade, and grow across multiple units.
Financing Built for Franchise Growth
Opening, remodeling, or expanding a franchise requires significant investment. Centra provides flexible financing solutions designed to help franchise operators keep growth plans moving without putting unnecessary pressure on working capital.
From new locations and remodels to equipment, technology, upgrades, and other eligible project costs, we help finance the investments needed to open, improve, and expand your business.
Built for Franchise Brands, Vendors, and Operators
Built for businesses across the franchise ecosystem, from brands and multi-unit operators to the vendors and suppliers that support them.
- Franchise brands and franchisors
- Franchise equipment dealers and distributors
- Restaurant and retail suppliers
- Multi-unit franchise operators
- Construction and buildout vendors
- POS and technology providers
- Signage and fixture companies
- Commercial kitchen and equipment suppliers
What You Can Finance
Franchise financing can support a wide range of business investments, from individual equipment purchases to full store buildouts and multi-location expansion projects.
Franchise Equipment
Furniture, Fixtures & Signage
Commercial Kitchen Equipment
POS Systems & Business Technology
Eligible Equipment & Related Costs
Equipment for Remodels & New Locations
Drive-thru and operational improvements
Installation, labor, and bundled project costs
Multi-location expansion projects
Why Franchise Financing Matters
Franchise expansion comes with significant upfront costs. Financing can help operators open new locations, complete remodels, upgrade existing locations, and invest in growth while preserving working capital for day-to-day operations.
- Preserve working capital
- Keep new locations and remodels moving
- Support multi-unit growth
- Make equipment upgrades more manageable
- Give operators more purchasing flexibility
Plan Your Project
Identify the financing needs for your location, remodel, expansion, or upgrade.
Complete an Application
Submit a simple financing application.
Receive a Credit Decision
Get a decision so you can keep moving forward.
Move Your Project Forward
Finalize financing and put your growth plans into action.
Financing That Supports Franchise Expansion
Franchise growth rarely happens one purchase at a time. New locations, remodels, equipment upgrades, and technology investments can create significant capital needs across multiple projects.
Centra provides flexible equipment financing that can help franchise operators preserve working capital and keep growth plans moving forward.
