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Excavator & Loader Financing

Finance new or used excavators and loaders from $10,000 to $10 million. Get the equipment your business needs while keeping cash available for crews, materials, fuel, and upcoming projects.

 

Finance Excavators and Loaders for Your Business

Whether you need a mini excavator for utility work or a wheel loader for material handling, Centra Funding can help you finance your next equipment purchase.

Replace an aging machine, add capacity for a new contract, or expand your fleet with financing options built around your business and equipment needs.

 
Wheel Loaders_ finance loans

Equipment Financing for Excavation, Site Work, and Material Handling

Equipment purchases need to fit both the work ahead and your operating budget. Financing can help spread the cost of an excavator or loader over time while preserving cash for other business expenses.

We work with businesses across a range of construction and equipment applications, including:

Excavators and Loaders We Finance

Finance new or used machinery for digging, grading, loading, and moving materials. Options may include individual machines, eligible attachments, and multiple equipment purchases.

 
Mini & Compact Excavators_

Mini & Compact Excavators

Crawler Excavators

Crawler Excavators

Wheeled Excavators_

Wheeled Excavators

Wheeled Excavators_ (1)

Wheel Loaders

Compact Track & Skid Steer Loaders

Compact Track & Skid Steer Loaders

Backhoe Loaders_

Backhoe Loaders

How Excavator and Loader Financing Works

Start with the equipment you want to purchase and the amount you need to finance. Our team reviews your business and transaction to determine available options.

Apply Online

Tell us about your business and the equipment you want to finance.

 

Review Your Options​

Our team reviews your request and available financing options.

 

Choose Your Terms

Select the financing structure that works for your equipment purchase and business.

 

Get Your Equipment

Once approved and funded, move forward with your equipment purchase.

 

Financing for New and Used Excavators and Loaders

A new machine may offer updated technology, warranty coverage, and the specifications your next project requires. Used equipment may provide a lower purchase price while meeting your operational needs.

Centra Funding considers financing for both new and used excavators and loaders. For used equipment, age, operating hours, condition, and value may affect financing eligibility and available terms.

 
Wheel Loaders_ contractors

Sell Excavators or Loaders?

Give your customers another way to purchase. Partner with Centra Funding to introduce financing during the sales process and help buyers move from an equipment quote to an application.