Excavator & Loader Financing
Finance new or used excavators and loaders from $10,000 to $10 million. Get the equipment your business needs while keeping cash available for crews, materials, fuel, and upcoming projects.
Finance Excavators and Loaders for Your Business
Whether you need a mini excavator for utility work or a wheel loader for material handling, Centra Funding can help you finance your next equipment purchase.
Replace an aging machine, add capacity for a new contract, or expand your fleet with financing options built around your business and equipment needs.
Equipment Financing for Excavation, Site Work, and Material Handling
Equipment purchases need to fit both the work ahead and your operating budget. Financing can help spread the cost of an excavator or loader over time while preserving cash for other business expenses.
We work with businesses across a range of construction and equipment applications, including:
- Excavation and site preparation contractors
- Utility and underground construction companies
- Landscaping and land clearing businesses
- General contractors and construction companies
- Demolition and debris removal businesses
- Material handling and aggregate operations



Excavators and Loaders We Finance
Finance new or used machinery for digging, grading, loading, and moving materials. Options may include individual machines, eligible attachments, and multiple equipment purchases.
Mini & Compact Excavators
Crawler Excavators
Wheeled Excavators
Wheel Loaders
Compact Track & Skid Steer Loaders
Backhoe Loaders
How Excavator and Loader Financing Works
Start with the equipment you want to purchase and the amount you need to finance. Our team reviews your business and transaction to determine available options.
- Financing for eligible new and used equipment
- Consideration of eligible attachments within the purchase
- Preserve cash for payroll, materials, fuel and other expenses
- Financing structures subject to credit approval and program requirements
Apply Online
Tell us about your business and the equipment you want to finance.
Review Your Options
Our team reviews your request and available financing options.
Choose Your Terms
Select the financing structure that works for your equipment purchase and business.
Get Your Equipment
Once approved and funded, move forward with your equipment purchase.
Financing for New and Used Excavators and Loaders
A new machine may offer updated technology, warranty coverage, and the specifications your next project requires. Used equipment may provide a lower purchase price while meeting your operational needs.
Centra Funding considers financing for both new and used excavators and loaders. For used equipment, age, operating hours, condition, and value may affect financing eligibility and available terms.
Sell Excavators or Loaders?
Give your customers another way to purchase. Partner with Centra Funding to introduce financing during the sales process and help buyers move from an equipment quote to an application.