Restaurant Equipment Financing
Finance restaurant equipment, buildouts and upgrades with flexible solutions for restaurants and foodservice businesses.
Finance Restaurant Equipment for Your Business
Get the equipment you need to open, upgrade or grow your restaurant. Finance new or used restaurant equipment from $5,000 to $10 million, including commercial kitchen equipment, refrigeration, POS systems, furniture and more.
Built for Vendors Serving the Culinary Industry
Financing for Restaurants and Foodservice Businesses
Whether you are opening a new location, replacing equipment, remodeling or expanding, Centra offers flexible financing solutions for restaurant equipment and eligible project costs.
- Independent restaurants and cafes
- Franchise and multi-unit operators
- Bakeries and coffee shops
- Catering and foodservice companies
- New restaurant locations and remodels



Restaurant Equipment We Finance
Finance a wide range of restaurant equipment and eligible project costs, from individual replacements to complete kitchen buildouts.
Commercial Kitchen Equipment
Refrigeration & Large Appliances
POS Systems & Technology
Furniture, Fixtures & Buildouts
Installation, Labor & Soft Costs
Other Eligible Project Costs
How Restaurant Equipment Financing Works
Restaurant equipment financing lets you spread the cost of equipment and eligible project expenses over time, helping you preserve cash for payroll, inventory and day-to-day operations.
- Finance new or used restaurant equipment
- Keep more cash available for business operations
- Support replacements, remodels and expansion
- Choose financing options that fit your business needs
Apply Online
Tell us about your business and financing needs.
Review Your Options
Our team reviews your request and available financing options.
Choose Your Terms
Select the financing structure that works for your business.
Get Your Equipment
Finalize financing and move forward with your purchase.
Restaurant Buildout & Remodel Financing
Restaurant projects often involve more than one piece of equipment. Centra can structure financing around eligible equipment and related project costs for new locations, remodels, replacements and expansions.
Sell Restaurant Equipment?
Give your customers flexible financing options through Centra's vendor financing program and provide another way to move purchases forward.