Your window to endless opportunities!

Centra Funding, LLC offers some of the most competitive equipment financing options in the industry. Our direct lending capabilities allows us to react quickly and with long term fixed rate financing. Our programs can handle financing needs from as little as $5,000 to $10 million. Approvals takes less than one day under $100,000 and less than two days below $500,000.

  • Direct Lender
  • Low Competitive Rates 
  • New Business Programs
  • Titled Vehicle Financing
  • Fast Approvals
  • Approval to funding in less than 4 hours
  • Electronic Documents
  • 100% Pre-funding
  • Easy Application Process

Equipment Finance Agreements - EFA’S

Equipment Finance Agreements (EFA's) are an excellent way to finance your equipment purchases. EFA's can provide many of the advantages of leasing, without the issue of end of lease options. In an EFA, ownership of the equipment is always in your name. The equipment is used as collateral for the loan and a UCC is filed to secure the lenders collateral.

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Equipment Leasing Agreements

Many businesses prefer to lease equipment in order to stay up-to-date with the latest technology and benefit from lower monthly payments and avoiding cash-devouring down payments. Equipment leasing is basically a loan in which the lender buys and owns equipment and then "rents" it to a business at a flat monthly rate for a specified number of months. Typically, at the end of the lease, the business has a contract to purchase the equipment for a predetermined value.

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